As financial services and products become more readily available, giving consumers more choice than ever before, traditional institutions are being forced to further invest in the experiences of their customers, to ensure and increase customer loyalty. A friction-less customer experience is when the journey of the customer begins with a smooth onboarding process, using biometric layers and digitized KYC/AML checks, and from there moves to omnichannel digital acquisition processes, using IoT.
Personetics is a global leader in data-driven personalization and customer engagement for financial services. The company’s AI-powered technology is focused on proactive engagement, including analyzing financial data in real time and understanding individuals’ financial behavior, anticipating their needs, and acting on their behalf. Personetics provides day-to-day insights, financial advice, and automated wellness programs tailored to mass-market, affluent, and small-business customers. The company’s tools enable banks to rapidly create personalization IP for market differentiation and delivering significant business impact (e.g. sales, balances, retention). Led by a team of seasoned fintech entrepreneurs with a proven track record, Personetics has been named a Gartner Cool Vendor, a Top Ten FinTech Company by KPMG, and a Top Ten Company to Watch by American Banker. Personetics is currently working with more than 50 global top-tier banks in North America, Europe, and Asia.See full profile >>
eToro was founded with the vision of opening up the global markets so that everyone can invest simply and transparently. The eToro platform enables people to invest in the assets they want, from stocks and commodities to crypto assets. eToro has a global community of more than 14 million registered users who share their investment strategies, and anyone can follow the approaches of those who have been the most successful. Due to the simplicity of the platform, users can easily buy, hold, and sell assets; monitor their portfolios in real time; and conduct transactions whenever they choose.See full profile >>
Scanovate provides financial institutions and governments worldwide with an enterprise identity and compliance platform based on a proprietary identity-management solution. The company's solution helps guide the flow of any digital transaction securely and in compliance with regulations. Scanovate's comprehensive platform is a one-stop shop for enterprises' digital identity and compliance needs, creating simple and intuitive flows to help push business faster and more accurately. The company's technology is modular and can be quickly and easily adapted to preexisting ecosystems. Recognizing the profit-generating potential of compliance, Scanovate has developed technology that authenticates the integrity of transactions by ensuring the user is who they say they are, accurately validating their identification credentials, and conducting all regulatory background checks using an easy flow.See full profile >>
Capitalise provides a portfolio management platform designed to simplify the investment process by taking investors’ words and translating them into executable investments. The platform bridges the gap between the simplicity of common words and the complex world of automated trading. The company’s automated portfolio management system is based on written investment scenarios that users can instantly analyze and optimize to improve investment performance. In addition to the user’s request, the platform will also suggest an alternate, better-performing strategy.See full profile >>
Lemonade Insurance Company is a licensed insurance carrier, offering homeowners' and renters' insurance powered by artificial intelligence and behavioral economics. By replacing brokers and bureaucracy with bots and machine learning, Lemonade seeks to eliminate paperwork and provide instant information. Lemonade is a certified B-Corp, where underwriting profits are donated to nonprofit organizations.See full profile >>
Qanta's technology provides mortgage lenders with an AI-driven agent that automates the lending process, delivering a personalized user experience. The digital agent engages with the customers, constructs their profile, handles the paperwork, and keeps in touch after the loan is complete. Qanta is backed by a proprietary NLP engine trained for the mortgage domain and a patent-pending mortgage analysis and visualization algorithm.See full profile >>
Terms and Conditions
Welcome to www.startupnationcentral.org (together with its subdomains, the “Site“, and together with the Content, Marks (defined below) and any services, the “Service”).
Last updated: January 2018
How We Protect Your Information
Start-Up Nation Central uses commercially reasonable physical, managerial, and technical safeguards to preserve the integrity and security of your personal information. We cannot, however, ensure or warrant the security of any information you transmit to Start-Up Nation Central or guarantee that your information on the Service may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards.
Links to Other Web Sites
User-Provided Information: You provide us information about yourself, such as your name and e-mail address, organization and job title if you register for a member account with the Service. Your name and other information you choose to add to your profile will be available for public viewing on the Service. We may use your email address to send you Service-related notices (including any notices required by law, in lieu of communication by postal mail) and to respond to “Contact Us” requests. We may also use your contact information to send you marketing messages. If you do not want to receive such messages, you may unsubscribe to such marketing messages. Please note that even if you opt out of receiving the marketing emails, we may still send you a response to any “Contact Us” request as well as administrative emails (for example, in connection with a password reset request) that are necessary to facilitate your use of the Service. If you correspond with us by email, we may retain the content of your email messages, your email address and our responses.
You also provide us information in User Submissions you post (or send to us to post) to the Service. Your questions, answers, participating in blog discussions (and corresponding social profile) and other contributions on the Service, and metadata about them (such as when you posted them), are publicly viewable on the Service, along with your name (unless the Service permits you to post anonymously).This information may be searched by search engines and be republished elsewhere on the Web in accordance with our Terms of Service.
If you choose to use our invitation service to invite a friend to the Service, we will ask you for that person’s email address and automatically send an email invitation. Start-Up Nation Central stores this information to send this email, to register your friend if your invitation is accepted, and to track the success of our invitation service.
Cookies: When you visit the Service, we may send one or more “cookies” – small data files – to your computer to uniquely identify your browser and let Start-Up Nation Central help you log in faster and enhance your navigation through the Service. A cookie may convey anonymous information about how you browse the Service to us, but does not collect personal information about you. A persistent cookie remains on your computer after you close your browser so that it can be used by your browser on subsequent visits to the Service. Persistent cookies can be removed by following your web browser’s directions. A session cookie is temporary and disappears after you close your browser. You can reset your web browser to refuse all cookies or to indicate when a cookie is being sent. However, some features of the Service may not function properly if the ability to accept cookies is disabled.
Log Files: Log file information is automatically reported by your browser each time you access a web page. When you use the Service, our servers automatically record certain information that your web browser sends whenever you visit any website. These server logs may include information such as your web request, Internet Protocol (“IP“) address, browser type, referring / exit pages and URLs, number of clicks, domain names, landing pages, pages viewed, and other such information.
Clear GIFs Information: When you use the Service, we may employ clear GIFs (also known as web beacons) which are used to track the online usage patterns of our users anonymously. No personally identifiable information from your Start-Up Nation Central account is collected using these clear GIFs. In addition, we may also use clear GIFs in HTML-based emails sent to our users to track which emails are opened by recipients. The information is used to enable more accurate reporting and make Start-Up Nation Central better for our users.
As we develop our business, we may buy or sell assets or business offerings. Customer, email, and visitor information is generally one of the transferred business assets in these types of transactions. We may also transfer or assign such information in the course of corporate divestitures, mergers, or dissolution.
We may share or disclose your information with your consent, such as if you choose to sign on to the Service through a third-party service. We cannot control third parties’ use of your information.
Start-Up Nation Central may disclose your personal information if required to do so by law or subpoena or if we believe that it is reasonably necessary or helpful to comply with a law, regulation or legal request; to protect the safety or rights of any person; to address fraud, security or technical issues; or to protect Start-Up Nation Central’s rights or property.
Non-Personally Identifiable Information: We may share non-personally identifiable information (such as anonymous usage data, referring/exit pages and URLs, platform types, number of clicks, etc.) with interested third parties to help them understand the usage patterns for certain Start-Up Nation Central services.
Information Collection and Use
Start-Up Nation Central uses information we collect to analyze how the Service is used, diagnose service or technical problems, maintain security, personalize content, remember information to help you efficiently access your account, monitor aggregate metrics such as total number of visitors, traffic, and demographic patterns to comply with the applicable laws.
Your Choices About Your Information
You may, of course, decline to submit personally identifiable information through the Service, in which case Start-Up Nation Central may not be able to provide certain services to you. You may update or correct your account information and email preferences at any time by logging in to your account.
Protecting the privacy of young children is especially important. Start-Up Nation Central does not knowingly collect or solicit personal information from anyone under the age of 13 or knowingly allow such persons to register with the Service. If we become aware that we have collected personal information from a child under age 13 without verification of parental consent, we take steps to remove that information.
Our California Do Not Track Notice
We do not currently respond or take any action with respect to web browser “do not track” signals or other mechanisms that provide consumers the ability to exercise choice regarding the collection of personally identifiable information about an individual consumer’s online activities over time and across third-party web sites or online services. We may allow third parties, such as companies that provide us with analytics tools, to collect personally identifiable information about an individual consumer’s online activities over time and across different web sites when a consumer uses the Service.
Deletion of Content from California Residents
If you are a California resident under the age of 18 and a registered user, California Business and Professions Code Section 22581 permits you to remove content or personal information you have publicly posted. If you wish to remove such content or personal information and you specify which content or personal information you wish to be removed, we will do so in accordance with applicable law. Please be aware that after removal you will not be able to restore removed content. In addition, such removal does not ensure complete or comprehensive removal of the content or personal information you have posted and that there may be circumstances in which the law does not require us to enable removal of content.
Last Updated: January, 2018